Retirement planning

You will probably have given some thought as to when you want to retire and the level of income you might require to have a comfortable retirement.

It is important to have a clear plan as to how you are going to meet the goals of your retirement. This is particularly true at a time when State retirement ages are going up, final salary pension schemes are closing down and stock markets are volatile.

Few people are aware of the choices available to them when considering drawing from their pension plans. Many investors simply ask their existing pension plan provider to provide their benefits on retirement and often settle for a very poor deal. Pension holders have much more flexibility and choice, and guidance in making these decisions is essential.

We can advise on retirement planning and your current arrangements and agree a financial plan with you to meet your retirement goals.