Emma Wilkinson
Chartered Financial Planner
Emma is experienced at supporting high net worth individuals and families. Emma takes great pride in truly getting to know the people she works with. She provides tailored, personalised advice and ensures that her clients understand the reasoning behind each recommendation. She guides clients confidently through every stage of life by constructing a financial plan that incorporates tax-efficient planning, investment strategies and protection, through to retirement advice and estate planning, brought to life with cash flow modelling. Her thoughtful, client-centred approach helps people clarify their financial goals and translate them into clear, actionable strategies.
Before moving into financial planning, Emma served as an Investment Director. Her extensive knowledge of macroeconomics – and how it shapes asset allocation and fund selection – enables her to explain portfolio construction and investment strategy in practical, accessible terms that resonate with clients. Her aim is to instil confidence in a well-structured financial plan, empowering clients to devote their energy to what matters to them, with clarity on how to achieve their longer term aspirations.
Emma holds a Level 6 CISI qualification in Investment Management and Advice and is a Chartered Fellow of the CISI.
"My husband and I are extremely happy with our decision to invest our savings with Saltus. Emma is so approachable and explained everything we required with clarity , we didn’t feel under pressure at all and her vast knowledge has helped us make the right choices for our future."
Jill and Graham, Hertfordshire
"We’ve always been prudent with our money, but Emma has opened our eyes to the true value of our wealth and liberated us to consider, and make, substantial purchases with confidence and ease. Over the past ten months, she has transcended the role of adviser to become a close confidante, and her undoubted integrity distinguishes her as a fine ambassador for Saltus. On a personal level, she’s a very amiable person to know and we feel blessed to have her in our lives."
Liz and Chris, Enfield
"We have been particularly impressed with Emma's ability to explain, with clarity, the numerous complexities and make them understandable. She has been most attentive and patient with us, and we now feel settled with the new arrangements and safe in her hands. She has been most professional, efficient and highly personable throughout all our meetings, emails and phone calls. We look forward to working with her for many years to come."
Paul, Cambridgeshire
At home...
Outside of work, Emma’s enjoys outdoor pursuits such as clay shooting and skiing. At home, she has a menagerie of animals including Herdwick Sheep and chickens, which, together with a husband and daughter Pip, keeps her busy! When she was younger, Emma competed in the equestrian discipline Eventing, and has fond memories of the horses in her life.