Emma Wilkinson
Chartered Financial Planner
Emma has extensive experience supporting high net worth individuals and families. She takes great pride in truly getting to know the people she works with and provides tailored, personalised advice. Her focus is on ensuring her clients understand the reasoning behind every recommendation. She guides them confidently through every stage of life by constructing a financial plan that brings together tax efficient planning, investment strategies, protection, retirement advice and estate planning. Cash flow modelling sits at the heart of her approach, helping clients see how their decisions translate into long term outcomes. Her thoughtful, client centred style enables people to clarify their goals and turn them into clear, actionable strategies.
Before moving into financial planning, Emma served as an Investment Director. Her strong background in macroeconomics, and its influence on asset allocation and fund selection, allows her to explain portfolio construction and investment strategy in practical, accessible terms. Her aim is to instil confidence in a well structured financial plan, empowering clients to devote their energy to what matters to them, with clarity on how to achieve their longer term aspirations.
Emma holds a Level 6 CISI qualification in Investment Management and Advice and is a Chartered Fellow of the CISI.
Emma brings together investment expertise and thoughtful financial planning to give clients clarity, confidence and a long term strategy they can rely on.
"Emma understands our needs precisely."
Deborah, Leicestershire
"Emma has ensured we feel settled, safe and comfortable for many years to come."
Paul, Essex
"My husband and I are extremely happy with our decision to invest our savings with Saltus. Emma is so approachable and explained everything we required with clarity, we didn’t feel under pressure at all and her vast knowledge has helped us make the right choices for our future."
Jill and Graham, Hertfordshire
"Emma really cares about ensuring my money does the best work for me and that I can also enjoy it."
Alistair, Hertfordshire
"We’ve always been prudent with our money, but Emma has opened our eyes to the true value of our wealth and liberated us to consider, and make, substantial purchases with confidence and ease. Over the past ten months, she has transcended the role of adviser to become a close confidante, and her undoubted integrity distinguishes her as a fine ambassador for Saltus. On a personal level, she’s a very amiable person to know and we feel blessed to have her in our lives."
Liz and Chris, Enfield
"Emma has educated me and helped me understand the decisions I’m making, as well as how best to make them. She also has a very clear understanding of my goals."
Lucy, Gloucestershire
"We have been particularly impressed with Emma's ability to explain, with clarity, the numerous complexities and make them understandable. She has been most attentive and patient with us, and we now feel settled with the new arrangements and safe in her hands. She has been most professional, efficient and highly personable throughout all our meetings, emails and phone calls. We look forward to working with her for many years to come."
Paul, Cambridgeshire
At home...
Outside of work, Emma’s enjoys outdoor pursuits such as clay shooting and skiing. At home, she has a menagerie of animals including Herdwick Sheep and chickens, which, together with her husband Alistair and daughter Pip, keeps her busy! When she was younger, Emma competed in the equestrian discipline Eventing, and has fond memories of the horses in her life.