Nathan Dancey

Associate Financial Planner

Nathan entered financial planning with a clear purpose: to help people make confident decisions about their financial futures. His approach is built on trust and long term relationships, providing clients with greater peace of mind while helping them protect their families and achieve their financial goals.

Alongside delivering holistic financial advice, Nathan specialises in retirement planning, including cashflow analysis and tax‑efficient withdrawal strategies. This allows clients to feel confident that their retirement plans are both sustainable and aligned with the lifestyle they want. He also has experience in Inheritance Tax planning, helping ensure loved ones are protected from unnecessary tax burdens.

Nathan began his career with the financial planning firm Lowes and continued his journey with Saltus following the successful merger. During this time, he has worked with a myriad of clients across a wide range of financial circumstances and objectives. Having gained experience in almost every department of the business, Nathan has a comprehensive understanding of the end‑to‑end advice process and how each element fits together to deliver effective client outcomes.

He holds both the Diploma and Advanced Diploma in Financial Planning and is a Fellow of the Personal Finance Society – the highest level of professional qualification awarded by the Chartered Insurance Institute (CII).

Nathan’s approach combines technical expertise with thoughtful, long term planning, helping clients feel secure knowing their finances are structured to work for them and their families.