Debbie Ramm

Financial Planner

Debbie is a highly experienced financial planner committed to making a meaningful difference in her clients’ lives. Whether helping them enhance their lifestyle, secure their financial future, or build a lasting legacy, she provides expert guidance tailored to individual goals. With a people-focused approach, she simplifies the complexities of financial planning, ensuring her clients feel confident in their decisions. 

Her journey into financial advice began at Northumbria University, where she earned a degree in financial services. Since then, her passion for finance has never wavered, and she has continually expanded her expertise through ongoing qualifications and experience. She joined Saltus in 2025 after the successful merger with Lowes, bringing with her a wealth of knowledge across all aspects of financial planning. 

Debbie empowers her clients with expert, simplified financial guidance, helping them take control of their future with confidence