Spencer Biddle

Associate Financial Planner

Spencer takes a long term, relationship‑led approach to financial planning, working closely with clients to ensure their goals are clearly understood and consistently achieved. He believes the foundation of good advice is taking the time to fully understand each client’s circumstances and goals before developing a truly holistic financial plan, supported by ongoing communication and collaboration. 

Spencer advises across all areas of financial planning, including investments, pensions, protection, and estate planning. He is passionate about bringing these elements together into coherent, long term strategies that support clients throughout every stage of their financial journey. 

Central to Spencer’s approach is comprehensive cashflow planning. By helping clients visualise their financial future, he brings clarity and confidence to the decisions required to reach their goals. Regular reviews ensure plans remain flexible and adapt as life evolves, giving clients reassurance that they remain firmly on track. 

Spencer holds a MSc in Investment and Financial Management, the CII Diploma in Regulated Financial Planning, CII Certificate in Securities Advice and Dealing, and the CII Certificate in Discretionary Investment Management.

Spencer is committed to helping clients grow, safeguard, and pass on their wealth in a way that reflects their values and what matters most to them.