Toby Denney
Chartered Financial Planner, Partner
Toby takes a specialist and thorough approach to financial planning, tailoring strategies that evolve with his clients’ lives. His focus is on developing robust financial plans that can adapt to changing circumstances, ensuring clients’ goals are achieved through effective cash flow planning. While he works with clients from all walks of life, Toby has particular expertise in supporting high net worth individuals and senior executives with their retirement and estate planning needs.
After earning a first-class degree in Banking and Finance, Toby began his career in financial services over a decade ago. He has since attained the highest qualification in the UK, achieving the gold standard of Chartered status.
Toby enjoys helping clients to achieve a variety of financial goals by analysing and researching investment and pension solutions.
"I've spent a couple of years trying to find the 'right' financial adviser to help me as I enter my fifties. Each of them bar one hasn't listened, and instead they have focused on what they think I should be aiming for. The exception is Saltus and Toby. "
Mark, Norwich
"Toby Denney and his team give excellent financial advice and support. "
Ted, Old Basing
"Toby has always been very professional and listens carefully to our requirements. We feel like we are in safe hands with Toby and Saltus and would recommend them. "
Laura, Romsey
"Toby is always willing to explain things in a way that makes sense, and I feel confident my pension fund is in good hands. "
Mark, Poole
"I have been very satisfied with my experience. Toby keeps in touch on a regular basis and is always available in person to answer any queries."
Matt, Swanage
At home...
Toby has a keen interest in a variety of sports including golf, football, and CrossFit training.
Find out more about Toby Denney...
Education
Qualifications
- BA Hons Banking and Finance (First Class)
- Diploma in Regulated Financial Planning
- Certificate in Discretionary Investment Management
- Certificate in Advice and Dealing