How to consolidate your pensions...
A practical guide to simplifying your pensions and avoiding costly mistakes.
Our pension consolidation guide includes:
What pension consolidation is
- How it works and when to consider it
The benefits of combining your pensions
- Simplifying your finances and reducing admin
- Clearer oversight of your retirement savings
The risks to be aware of
- Losing valuable guarantees
- Understanding costs and flexibility
What to consider before transferring
- Exit fees, small pots and tax implications
- Keeping the right pensions in place
Defined contribution vs defined benefit pensions
- Why the difference matters
- Which pensions are suitable to consolidate
How to consolidate your pensions
- A simple five-step process
- What working with an adviser involves
The importance of having a plan
- Avoiding costly mistakes
- Making informed, confident decisions
Managing multiple pension pots can feel complex. At Saltus, we help you simplify your pensions with clarity and confidence…
A practical guide to simplifying your pensions and avoiding costly mistakes.
Unlock GuideAbout Saltus?
Find out more about our award-winning wealth management services…
Winner
Wealth Management Company of the Year (£10bn+ AUM)
Winner
Best Financial Advisers to Work For
Winner
Best Wealth Manager
Winner
Investment Performance: Defensive (Balanced) Portfolios
£11.2bn+
assets under advice
20
years working with clients
500+
employees
32
financial awards
97%
client retention rate
Other guides you may like...
How much do you need to retire and more…
How much income do you need to be comfortable, how much do you need invested and how to pay less tax...
How to avoid the 60% tax trap and more…
Did you know that people earning over £100,000 can pay an effective tax rate of 60%?