Our pension consolidation guide includes:
What pension consolidation is
- How it works and when to consider it
The benefits of combining your pensions
- Simplifying your finances and reducing admin
- Clearer oversight of your retirement savings
The risks to be aware of
- Losing valuable guarantees
- Understanding costs and flexibility
What to consider before transferring
- Exit fees, small pots and tax implications
- Keeping the right pensions in place
Defined contribution vs defined benefit pensions
- Why the difference matters
- Which pensions are suitable to consolidate
How to consolidate your pensions
- A simple five-step process
- What working with an adviser involves
The importance of having a plan
- Avoiding costly mistakes
- Making informed, confident decisions
Managing multiple pension pots can feel complex. At Saltus, we help you simplify your pensions with clarity and confidence…
A practical guide to simplifying your pensions and avoiding costly mistakes.
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