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How to consolidate your pensions...

A practical guide to simplifying your pensions and avoiding costly mistakes.

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Our pension consolidation guide includes:

What pension consolidation is

  • How it works and when to consider it

The benefits of combining your pensions

  • Simplifying your finances and reducing admin
  • Clearer oversight of your retirement savings

The risks to be aware of

  • Losing valuable guarantees
  • Understanding costs and flexibility

What to consider before transferring

  • Exit fees, small pots and tax implications
  • Keeping the right pensions in place

Defined contribution vs defined benefit pensions

  • Why the difference matters
  • Which pensions are suitable to consolidate

How to consolidate your pensions

  • A simple five-step process
  • What working with an adviser involves

The importance of having a plan

  • Avoiding costly mistakes
  • Making informed, confident decisions

 

Managing multiple pension pots can feel complex. At Saltus, we help you simplify your pensions with clarity and confidence…

A practical guide to simplifying your pensions and avoiding costly mistakes.

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£11.2bn+

assets under advice

20

years working with clients

500+

employees

97%

client retention rate

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