Michelle Midgen
Chartered Financial Planner, Partner
Michelle specialises in helping individuals achieve their financial goals, whether large or small, through clear, personalised advice and strategic planning. She is a strong advocate of cash flow modelling for all clients, believing it empowers better decision making and provides lasting peace of mind.
Michelle particularly enjoys supporting clients with their retirement planning, ensuring they can enjoy life now while also preserving more for their families and less for the taxman. She works with clients from all walks of life but has a particular focus on supporting business owners with growing their wealth in a tax efficient manner.
A Chartered Financial Planner and Fellow of the Personal Finance Society, Michelle is among the most qualified advisers in the UK. She founded Consilia in 2012, later merging with Saltus in 2021. With over 20 years of experience in financial services, she brings both technical expertise and a deep commitment to client care. She also holds a BA (Hons) in Economics from The University of Manchester.
Michelle likes nothing more than supporting clients with their retirement planning.
"Michelle gives excellent advice and care. "
Michael, London
"As a first-time investor, Michelle Midgen helped clarify the process of investment management and supported me in growing my money in pensions and savings. "
Juliet, St Albans
"Michelle has worked very diligently looking after my financial interests."
Rhoanna, Middlesex
"Michelle Midgen has been providing me with carefully considered financial advice for many years. She always listens to my savings objectives and helps to create a well-performing, tailored investment portfolio. "
Harvey, London
At home...
Michelle lives in Hertfordshire and is kept busy by her husband and three children. Outside of work, she enjoys fine dining, keeping fit, travel and country walks.