Toby Denney

Toby provides a specialist and thorough approach to financial planning with his clients. He places a strong emphasis on creating a robust financial plan for clients that can adapt as their lives change. Understanding client goals and underpinning how to achieve these with effective cashflow modelling is always a key focus for Toby. He helps clients from all walks of life but has particular expertise in supporting HNW individuals and senior executives with their retirement and estate planning.

After obtaining a first-class degree in Banking and Finance, Toby joined Saltus in 2018 and holds the Diploma in Regulated Financial Planning.

Outside of work, Toby has a keen interest in a variety of sports including golf, football and CrossFit training.

Toby enjoys helping clients to achieve a variety of financial goals by analysing and researching investment and pension solutions.