Sham Yapa
Financial Planner
Sham brings a wealth of financial expertise to his role as a financial planner, drawing on decades of experience in investment banking and financial analysis. After completing his MSc in Finance, Sham joined financial planning firm Lowes in 2003, contributing to the firm’s early work in the UK retail structured product market. He then spent 20 years in London, holding leadership roles in capital markets before returning to Lowes to focus on helping individuals and families build secure financial futures. Now, he is a part of the Saltus team after its successful merger with Lowes in 2025.
With deep insights into financial markets, Sham firmly believes that long term financial health is built on consistency and comprehensive planning rather than short term trends.
Sham believes financial security isn’t about timing the market but about consistent, long term planning, an approach he now brings to his clients at Saltus
At home...
Sham enjoys an active lifestyle, regularly cycling, playing golf, cricket, and, despite his “advancing years,” still making time for football. He also values spending quality time with family and friends.