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Financial planning

Achieving your life goals

Saltus - Achieving your life goals
Financial planning

Achieving your life goals

At Saltus, it’s really not about the money…it’s all about you.

For us, your money is your ticket to the places you want to go, and the things you want to achieve, on your journey through life.

Saltus
Saltus
Financial planning

What you can expect from us

Saltus

At Saltus, we understand your whole financial world your objectives, your responsibilities, your plans for the future. So from the very beginning of our relationship, we work closely with you to build a long term plan for managing your money, to achieve all your goals.

Saltus

Financial planning team

Philip Bevan - Saltus

Philip Bevan

Philip is a Financial Adviser.

He specialises in providing high quality, tax efficient financial advice to our clients. Before joining Saltus, Phil spent 11 years as a Financial Adviser at a company he founded, in Chichester.

Philip holds a BSc from Southampton University, and is a Chartered Financial Planner, holding the CII Fellowship status and is IMC qualified.

Kay Ovenden - Saltus

Kay Ovenden

Kay is a qualified adviser and joined Saltus in 2015.

Prior to moving into the private client arena, Kay spent over 20 years working for major city organisations in London, Amsterdam, Paris and New York. This was initially in investment management with Barings Asset Management and then as a director in fixed income, structured credit, high yield and corporate bond distribution with JP Morgan Chase, ABN AMRO and Commerzbank.

Lawrence Brady - Saltus

Lawrence Brady

Lawrence is a qualified Financial Adviser and has been working in financial services since 2014. He joined Saltus following a merger with Andrews Hammond Brady in 2016.

Lawrence provides specialist pension and investment advice to both individual and corporate clients including inheritance and tax planning, trusts, Court of Protection and personal injury awards. He builds long term relationships with his clients and focuses on understanding their individual goals and objectives to create truly tailored financial plans.

Lawrence holds a BA in Business and Economics and a Diploma in Financial Planning.

Megan Jenkins - Saltus

Megan Jenkins

Megan is a qualified Financial Adviser and joined Saltus in 2015. She provides specialist pension and investment advice to private clients, including the pension aspects of divorce, inheritance and tax planning.

Megan works in partnership with her clients to ensure she fully understands their individual circumstances.She is keen to build financial plans that make the best use of their money, at every stage of life.

Megan holds a Diploma in Regulated Financial Planning, as well as an MSc in Banking and Finance and a BA in Economics and Business.

David Norton - Saltus

David Norton

David is a qualified Financial Adviser. He entered the financial services sector in 2005, originally working for Lorica, and it was there that he gained his Diploma in Regulated Financial Planning. David left Lorica to work for Aon as a Corporate Pensions Consultant, yet he couldn’t keep away for long and re-joined the business in 2016 to focus on private client work.

Following our successful merger with Lorica in 2018, David is now a valuable member of the Saltus team. He specialises in providing pension planning and investment advice to private clients and to employees in the oil and gas industry.

 

Warren Kavanagh - Saltus

Warren Kavanagh

Warren originally entered the financial services sector as a financial adviser and stockbroker with Edward Jones. There he worked closely with private clients building financial plans and managing investment portfolios.

He joined Saltus in 2018, following our successful merger with Lorica and now focuses on giving financial planning advice to private clients. Warren specialises in pensions inheritance and tax planning and takes time and care to understand each client’s needs and plans for the future. Like all our advisers, Warren is committed to creating truly personal financial plans for his clients that successfully meet their needs both now and in the future.

Warren holds a Diploma in Regulated Financial Planning and is working towards his chartered status.

 

Clive Martin - Saltus

Clive Martin

Clive joined Saltus in 2018 following the successful merger of Saltus and Lorica.

Having been with Lorica since 2006, Clive played a key role in the development of their proposition and headed up a team of advisers. Clive now sits on the Saltus Investment Committee as well as being one of our most experienced financial planners.

Jeremy Daniels - Saltus

Jeremy Daniels

Jeremy joined the business in 2018 following the successful merger of Saltus and Lorica.

Having initially trained as a tax accountant with Coopers and Lybrand,  he then worked at Standard Life before joining Lorica in 2007. Jeremy now sits on the Saltus Investment Committee and is one of our most senior financial planners.

David Burton - Saltus

David Burton

David joined the business in 2018 following the successful merger of Saltus and Lorica.

David started his career in the banking sector with HSBC. He worked in the financial services team at Barclays Bank Plc for 16 years before joining Lorica in 2003 as a financial adviser. David specialises in workplace pensions, advising both employers and their employees and provides financial advice to private clients.

Ralph Brill - Saltus

Ralph Brill

Ralph joined the business in 2018 following the successful merger of Saltus and Lorica.

He has worked in the financial services industry for over 25 years, starting his financial career at Prudential. He joined Lorica in 2005 and his principal areas of expertise are technical pension solutions, protection and investment strategies.

David Sandison - Saltus

David Sandison

David is a qualified financial adviser and joined Saltus in 2018.

He began his career in financial services in 1985 as a fund manager with Baring Asset Management working for them in London and Hong Kong. David moved into Institutional Research Sales in 1996 and specialised in Asian equities working for various investment banks including Robert Fleming, Sanford Bernstein and latterly, Nomura. He now provides expert financial advice to his private clients.