To read a text version of the video please click here

Financial planning

Achieving your life goals

Saltus - Achieving your life goals
Financial planning

Achieving your life goals

At Saltus, it’s really not about the money…it’s all about you.

For us, your money is your ticket to the places you want to go, and the things you want to achieve, on your journey through life.

Saltus
Saltus
Financial planning

What you can expect from us

Saltus

At Saltus, we understand your whole financial world your objectives, your responsibilities, your plans for the future. So from the very beginning of our relationship, we work closely with you to build a long term plan for managing your money, to achieve all your goals.

Saltus

Financial planning team

Philip Bevan - Saltus

Philip Bevan

Phil is responsible for managing the Financial Planners within the firm and provides high quality, tax efficient financial advice to a select number of our larger clients. Phil has over 25 years experience and has valuable insight when making decisions about our offering and client experience.

Before joining Saltus, Phil spent 11 years as a Financial Adviser at a company he founded, in Chichester. Phil is both a Chartered financial planner, and is IMC qualified, he also holds CII Fellowship status and has a BSc from Southampton University

Kay Ovenden - Saltus

Kay Ovenden

Kay is a qualified adviser and joined Saltus in 2015.

Prior to moving into the private client arena, Kay spent over 20 years working for major city organisations in London, Amsterdam, Paris and New York. This was initially in investment management with Barings Asset Management and then as a director in fixed income, structured credit, high yield and corporate bond distribution with JP Morgan Chase, ABN AMRO and Commerzbank.

Lawrence Brady - Saltus

Lawrence Brady

Lawrence is a qualified Financial Adviser and has been working in financial services since 2014. He joined Saltus following a merger with Andrews Hammond Brady in 2016.

Lawrence provides specialist pension and investment advice to both individual and corporate clients including inheritance and tax planning, trusts, Court of Protection and personal injury awards. He builds long term relationships with his clients and focuses on understanding their individual goals and objectives to create truly tailored financial plans.

Lawrence holds a BA in Business and Economics and a Diploma in Financial Planning.

Megan Jenkins - Saltus

Megan Jenkins

Megan is a qualified Financial Adviser and joined Saltus in 2015. She provides specialist pension and investment advice to private clients, including the pension aspects of divorce, inheritance and tax planning.

Megan works in partnership with her clients to ensure she fully understands their individual circumstances.She is keen to build financial plans that make the best use of their money, at every stage of life.

Megan holds a Diploma in Regulated Financial Planning, as well as an MSc in Banking and Finance and a BA in Economics and Business.

David Norton - Saltus

David Norton

David specialises in providing clients with clear and comprehensive solutions to meet their financial objectives. He helps clients of all types navigate the complexities of pensions, tax rules and investment strategies in preparation for a successful retirement.  However, he has significant experience in aiding those within the oil and gas, aviation and legal sectors and is considered a foremost expert on corporate pension arrangements in these areas. In addition, David takes a keen interest in advising individuals in the professional sports arena having played golf professionally in the early 2000s.

He has been qualified as an adviser for over 12 years and holds a Diploma in Regulated Financial Planning. He entered the financial services industry in 2005 originally working for Lorica and later moving to AON in 2014. Having joined Saltus in 2018 as a partner, David is now a valuable member of the Saltus team.

In addition to supporting his client’s, David enjoys spending time with his young family as well as giving us all a run for our money on the golf course!

Warren Kavanagh - Saltus

Warren Kavanagh

Warren originally entered the financial services sector as a financial adviser and stockbroker with Edward Jones. There he worked closely with private clients building financial plans and managing investment portfolios.

He joined Saltus in 2018, following our successful merger with Lorica and now focuses on giving financial planning advice to private clients. Warren specialises in pensions inheritance and tax planning and takes time and care to understand each client’s needs and plans for the future. Like all our advisers, Warren is committed to creating truly personal financial plans for his clients that successfully meet their needs both now and in the future.

Warren holds a Diploma in Regulated Financial Planning and is working towards his chartered status.

 

Clive Martin - Saltus

Clive Martin

Clive joined Saltus in 2018 following the successful merger of Saltus and Lorica.

Having been with Lorica since 2006, Clive played a key role in the development of their proposition and headed up a team of advisers. Clive now sits on the Saltus Investment Committee as well as being one of our most experienced financial planners.

Jeremy Daniels - Saltus

Jeremy Daniels

Jeremy helps his clients meet their financial objectives by focusing on effective tax planning and sound investment solutions. He advises clients on how save tax efficiently during their working career to maximise their overall pot. He has a hands on approach and focuses on building long-term, trusted relationships. This allows his clients to leave their financial planning to him and concentrate on the things they most enjoy in life. Whilst he has a passion for retirement planning, he helps his client base prepare for a wide range of milestones in their lifetime.

Jeremy has spent over 35 years as a prominent member of the industry. He began his career in accountancy before spending 22 years with Standard Life working with both corporate and personal clients.  He joined Lorica in 2006 establishing their wealth management division before joining Saltus following a successful merger in 2018.

In addition to supporting his clients, Jeremy has always been involved in his local Rugby club.  He has both played and coached in days gone by, but more recently travels further afield to watch his son at the weekends. You might also spot him tramping through the countryside with his three flat coated retrievers.

David Burton - Saltus

David Burton

David advises clients on a wide range of planning requirements including, pensions, investments, tax and insurance. Over a distinguished career, he has specialised in supporting senior executives with their retirement planning. David regularly helps his clients to manage their wealth tax efficiently , consolidate in preparation for retirement and understand complex employer pensions schemes.

David has spent almost 40 years as an adviser and is widely recognised within the industry. He began his career with HSBC before spending 16 years advising both corporate and personal clients at Barclays.  He joined Lorica in 2003 with a focus on the workplace pensions market before the successful merger with Saltus in 2018.

In addition to supporting his clients, David is a keen mathematician (test him!) and enjoys spending time with his family when he isn’t out on the golf course.

Ralph Brill - Saltus

Ralph Brill

Ralph joined the business in 2018 following the successful merger of Saltus and Lorica.

He has worked in the financial services industry for over 25 years, starting his financial career at Prudential. He joined Lorica in 2005 and his principal areas of expertise are technical pension solutions, protection and investment strategies.

David Sandison - Saltus

David Sandison

David is a qualified financial adviser and joined Saltus in 2018.

He began his career in financial services in 1985 as a fund manager with Baring Asset Management working for them in London and Hong Kong. David moved into Institutional Research Sales in 1996 and specialised in Asian equities working for various investment banks including Robert Fleming, Sanford Bernstein and latterly, Nomura. He now provides expert financial advice to his private clients.

Jack Munday - Saltus

Jack Munday

Jack works with individuals and families to provide pensions and investment advice in line with their needs and objectives. Jack has a focus on helping both employers and employees to navigate complex pension schemes. He also brings particular expertise in using appropriate tax vehicles to help those accumulating wealth, as well as structuring assets for individuals looking to draw a tax-efficient income in retirement.

Jack joined Saltus in 2017 and has considerable experience having worked in the industry for almost 10 years. He has the Diploma in Regulated Financial Planning and is currently working towards his chartered status.